Phil Caldwell and wife Julie were founders of Caldwell Mortgage Finance Limited, which started as a home based business in May 2003.
In 2005 Phil was named New Zealand Mortgage Broker of the Year, beating over 800 other candidates around the country for the industry’s most prestigious award, and has continued to be a finalist every year since.
In September 2009 we decided it was time for a change and so took on a business partner, Matt Edwards, moved to a brand new premise and completely changed our whole look. Hence the end of Caldwell Mortgage Finance, and the beginning of The Lime Group (2009) Limited.
The change of name also enabled us to restructure the company to encompass mortgage finance and competitive risk and insurance products under the one roof.
Lime Group attributes their success to their ‘client focused’ philosophy and their unique straight talking, down to earth professional approach, whilst always maintaining a service level ‘second to none.’
We are 100% committed to our clients. We build long-term relationships with our customers to ensure their borrowings are structured to meet their specific goals, not just on a one-off basis, but as part of our commitment to provide on-going customer support, and to nurture our ‘clients for life’.
With a team now consisting of 4 mortgage brokers and risk consultants, and 4 support staff, Lime Group has over 30-years combined lending experience. The continued growth of such a successful business in the future is imminent, and is reflected in the quality of our client base.












