Meet Our Award Winning Team

Lime Group is a Waikato based team of award winning Mortgage Brokers and Risk Consultants offering you expert advice and options for over a decade.

We are 100% committed to our clients. At Lime Group we offer personalised one to one service in helping you find the right loan, and insurance risk product. We'll ensure you get all the options in plain language!.

We offer everyday financial solutions for every day people from one of our proven local experts, whilst always maintaining a service level 'second to none!'

Phil Caldwell

Managing Director & Mortgage Specialist  

Winner NZ Mortgage Broker of the Year 2005. Finalist 2005 – 2014

PAA Mortgage Adviser of the Year, Finalist 2015 & 2016

Top 8 in NZ & # 1 in Waikato/BOP 2017 – 202

In 2003, after seven years in the Finance industry, Phil started up his own Mortgage Finance Company.
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Matt Edwards

Director & Mortgage Specialist

After 10 years experience as a lending specialist with one of NZ's leading banks Matt stepped into the Mortgage Brokering World in 2007 .

He is a founding partner in the LIME Group and is regularly recognised by the major Banks of being in the top 5 producing brokers for the region and has been a finalist in the Broker of the Year Awards several times... Read More..

Steve Marsden

Director and Insurance Specialist

Steve started with LIME Group in June 2015 coming on board as a Director to head our amazing Insurance Team.

Steve has a huge background in the Insurance Industry, having started his own business with his father many years ago and then moving to a large Insurance Group after his father retired. .. Read More..

Gareth King

Director & Mortgage Specialist

Gareth has been with Lime Group since June 2012, after more than 10 years experience in the Finance Industry as a Lending Specialist.

Having worked for three of NZ's leading banks in this time, Gareth has a wealth of knowledge and expertise.He is driven to perform at a high level, and is committed to providing top quality service, and going that extra mile for his clients... Read More

Lisa Grayling

Mortgage Specialist & Account Manager

At the beginning of 2013 Lisa Joined the LIME Group team as an Account Manager. With over 20 years' experience in the Finance industry, having worked in the Waikato and London during this time, Lisa has a vast knowledge in this field.

Lisa has proven communication skills, and will ensure that the road to securing your financial dreams is hassle free and a pleasurable journey... Read More..

Kayla Heeringa

Mortgage Adviser

Kayla started with Lime Group in October 2020, joining the team as a Mortgage Adviser.

Kayla has a passion for helping people achieve their property dreams. Kayla has very clear communication, she is approachable and super organised with great attention to detail.  

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Donna Norris

Insurance Adviser

It's rare that you will meet someone as committed to insurance as Donna. Having experienced going through the claim process for herself, Donna is dedicated to ensuring that you have the right insurance in place with all the i's dotted and t's crossed that should claim day come, you are truly covered!


Donna has a knack for putting her clients at ease ensuring the best available insurance cover is ascertained..Learn more

Julie Caldwell

Office Manager

Julie has been involved with the business since it's inception in 2003. Responsible for administration, accounts, marketing, and human resources, her various roles are an integral part of the every day running of the business.

She is a people person who enjoys the contact with clients, real estate agents and financial providers alike. Read more..

Denise Yelavich

Personal Assistant

Denise came to LIME Group with a background in the banking industry both in NZ and overseas, and also with over 9 years' experience in the Insurance industry. She has been a valued member of the team since joining us in January 2010 as a Personal Assistant to Phil Caldwell.

Denise's attention to detail and outstanding written communication skills compliment the service level. Read more..

Margaret Edmonds

Personal Assistant

In March 2015 Margaret joined LIME Group as a Personal Assistant to our team of Mortgage Specialists in our Hamilton Office. Margaret has lived both here and in Australia, working in various positions within the Finance industry. 


She therefore brings a wealth of knowledge and experience that she has gained along the way, from lending support roles to Home Loan credit assessing. Margaret is a highly motivated, reliable team player and an asset to our Lending Team.
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Dan Caldwell

Personal Assistant 

Dan started with Lime Group in April 2016, joining the team as a part-time admin assistant while he was completing his studies at Waikato Uni. 

After completing his degree in 2019 he took on a permanent position with the team, and is now a personal assistant. His main role includes processing Home Loan Applications, client analysis, and submission to Lenders. 

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Julie Long

Personal Assistant 

Julie has extensive experience in Home Lending and Insurance sales having worked for a major NZ bank for many years. 

Her can-do attitude, and passion for helping clients achieve their financial dreams, is a true asset to the team. Read more

Robyn Ferrier

Personal Assistant 

Robyn started with Lime Group in Febuary 2019, joining the team as a Personal Assistant. Robyn's main role is to help with Home Loan Application processing, completing client situation analysis and submissions to selected lenders.

Robyn's care for her clients and reliabiltly are standout qualities. 

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Hayley Hayr

Personal Assistant

Hayley started with Lime Group in October 2019, joining the team as a Personal Assistant. Hayley was Phil's original PA when the company was Phil Caldwell Mortgages back in 2005.

Hayley has great organisational skills and is able to efficiently multi-manage tasks at hand. Hayley is friendly, approachable and super organised with great attention to detail. Read more here.

Sherese McDonald

Receptionist/Administration Assistant 

Sherese started with Lime Group in August 2020,  joining the team as an Office Administrator and Personal Assistant.  

Sherese’s has fantastic communication, a strong work ethic and a real  care for clients. These are standout qualities that make her a huge asset to the Lime Group Team.

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