In 2003, after seven years working for NZ’s largest bank arranging home loans, Phil started up his own Mortgage Finance Company.

The success and growth that followed is attributed to Phil’s vast knowledge of the industry and expertise in building strong relationships with his clients and lenders alike. With more than 20 years lending experience, Phil is known for his straight talking, ‘nononsense’ professional approach.

In 2005, Phil won the prestigious title of “NZ Mortgage Broker of the Year” and has been a finalist in the Waikato/BOP region ever since. Phil is consistently acknowledged as one of the top 3 performing Advisers in the region by the major banks. With over $1.2 billion in home loan settlements for over 5000 clients, Phil has a wealth of industry knowledge and experience to ensure a positive outcome is achieved for all LIME Group clients.

Phil’s Achievements:

  • Winner NZ Mortgage Adviser of the Year 2005. Finalist 2005 – 2014
  • NZ Mortgage Adviser Top 10 in NZ Home Loan Settlements 2018 – 2023
  • Top 8 in NZ & # 1 in Waikato/BOP 2017 – 2023

Phil Caldwell

For more information contact Phil Caldwell directly or fill out the form below and he will be in touch with you as soon possible.

Phil Caldwell

Phil is amazing at Lime Group. Such an open honest person that finds you the right place to deal with. He doesn’t take no for an answer and tries to find a solution. Highly recommend.

T Bangs

Phil Caldwell at Lime truly works his butt off for you and is a real easy guy to deal with … highly recommend.

D Laycock

Can’t recommend Phil from LIME enough. Easy to deal with and great communication throughout the whole process. He is most definitely all about the client.

M de Crom

Phil at Lime Group was recommended to me by a friend, and we couldn’t be happier with the service we received. Phil was super quick to put our application through, great at communicating, and secured us a deal we were very happy with! Would highly recommend him and his team for your mortgage needs and will definitely be using his services in future.

J Sheehan

Phil at Lime Group, I won’t deal with anyone else now. He knows his money and how it can work for you.

R Harris